Interest rates are calculated algorithmically based on market demands (yields-providing) and the supply of assets (asset-providing) at every block. Interest rate settings are decided upon at the protocol level.

We are following Jump rate model for both stablecoins and bluechip tokens with diff parameters.

Token Type Blocks per year Base Rate Per Year Multiplier Per Year Kink Jump Multiplier Per Year
ETH Bluechip 1051200 0 25% 50% 100%
WBTC Bluechip 1051200 0 25% 50% 100%
USDC Stablecoin 1051200 0 20% 50% 100%
USDT Stablecoin 1051200 0 20% 50% 100%
BOBA Bluechip 1051200 0 25% 50% 100%